WhatsApp Pay

Collect payments where your customers already are.

Turn a WhatsApp conversation into a paid order. Share a catalogue, confirm the amount in chat, and let the buyer pay with mobile money — the receipt, the fees and the payout are handled for you.

Tanzania · TZS · mobile money, bank and card

Kili Freight

online

Naomba mzigo wa Dar → Arusha, kilo 25.9:38

Payment request

Freight 25kg Dar → Arusha

TZS 45,000

Pay with mobile money
Ref UP-DAR-1183 · 9:39
Nimelipa kwa M-Pesa ✅9:41
Payment received

TZS 45,000 · M-Pesa 0712 345 678

Receipt RCPT-2026-000181 · settles on your next payout

9:41
Message

How a chat becomes money in the bank

01

Customer chats

A buyer messages your WhatsApp number, browses your catalogue and says what they want.

02

You send a pay request

One tap turns the order into a payment request with the exact amount and your reference.

03

They pay by mobile money

M-Pesa, Tigo Pesa, Airtel Money, Halopesa, bank or card — approved on their own phone.

04

Both get a receipt

The chat confirms instantly, the receipt is issued, and the money is queued for settlement.

Everything a small business needs in the chat

Catalogue in chat

Products, prices and stock live in one place so every quote you send is correct.

QR and link checkout

The same pay request works as a WhatsApp message, a shareable link or a printed QR.

Order alerts

Your team sees new orders and paid confirmations the moment they happen.

Money you can audit

Every collection is split into your payout, fees and provider cost on a double-entry ledger.

Repeat buyers

Saved customers, reorders and reminders — no spreadsheet, no lost order.

Built on the same API

WhatsApp Pay is a front door onto Ujumbe Pay, so your own app can use it too.

See a chat payment go all the way through

Send a payment in the chat below. Ujumbe Pay raises an invoice, collects the money, issues the receipt and posts it to the merchant's collections and the admin dashboard.

Ujumbe Pay

online

Habari! I would like to pay for my delivery.
Karibu. Tell me the amount and I will raise your Ujumbe Pay invoice.

Try a live chat payment

This raises a real invoice on our demo merchant and pays it through the gateway, so you can see it land in the consoles.

Start collecting on WhatsApp this week

Open an account, pass verification once, and your WhatsApp number becomes a till.

Get started